Motorcycle Insurance

Required by the State:

• Bodily Injury Liability – your responsibility for injury or death to others
• Property Damage Liability – your responsibility for property damage to property of others
• Uninsured/Underinsured Motorist coverage

Other coverage:

• Comprehensive coverage for your own property, including vandalism, storm damage, and theft-often required by lien-holders.
• Collision coverage for actual damage to your own property,
• Medical payments coverage – pays for expenses related to injury: reasonable and necessary medical expenses
• Rider Protection – extends medical payments coverage to additional riders of the motorcycle
• Custom parts coverage – many motorcycle owners customize their vehicles. Custom parts coverage provides additional coverage for these parts. Accurate descriptions of modification as well as the cost of the modification is required.
• Towing and labor – provides transportation for the motorcycle to a garage or repair facility as well as the labor involved to haul the vehicle
• Off-road coverage to extend the usage of the motorcycle to off-road activities

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